A public claims adjuster is an expert on property loss and helps the policy holder by assessing and filing their insurance claim. Public adjusters are chosen by and work exclusively for the policy holder to manage the details of the claim to insure an equitable and prompt settlement of the claim according to the National Association of Public Adjusters.

According to the NAPIA, public adjusters work from a strict code of conduct that cover commission rates, solicitation and other ethical points that the adjuster must abide by. http://claimsmate.com/about-us/ explains how many public adjusters and policy holders are matched up based on the type of claim and expertise needed.

Why do home owners hire public claims adjusters? Many policy holders are unsure during the time of a claim, due to the many decisions they are required to make, that is why it is important to have an adjuster that works strictly for the policy holder. Home owners can find more information and insurance claims tips here at this blog that tells more about how public adjusters work.