Telemarketing and Call Centers, Rebounding After the U.S. Recession

Telemarketing and Call Centers, Rebounding After the U.S. Recession

Over the past five years the telemarking and call center industry has been in decline. Due to the U.S. recession and reduced corporate profits, companies have pulled back on their telemarketing efforts.

Major companies are now looking for the best value when it comes to investing in marketing. According to this popular call center blog, they review the top five questions to ask when outsourcing your call center to ensure the best quality.

Even though the telemarketing and call center industry is already a 22 Billion dollar industry, it is expected to grow even larger in the next five years, according to economic forecasts.

Sources:
http://www.bls.gov/home.htm
http://www.novasors.com/blog/5-questions-to-ask-when-outsourcing-your-call-center-part-2/
https://en.wikipedia.org/wiki/Telemarketing

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Finance, News

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The Three Leading Causes of Bankruptcy

The Three Leading Causes of Bankruptcy

One of the myths that surround bankruptcy is that those who have filed bankruptcy are financially irresponsible. This myth is debunked by the fact that 42% of Americans that file, claim that it is due to medical expenses, of which 78% of those had medical insurance.

The second leading cause of bankruptcy, according to this bankruptcy attorney in San Diego, is unemployment. This creates a financial hardship that is difficult to recover from.

Excessive debts are the third leading cause of bankruptcy. Fifteen percent of those that file, claim that credit cards, large mortgages and expensive car payments forced them into bankruptcy.

Sources:
http://www.uscourts.gov/statistics-reports/caseload-statistics-data-tables
http://www.blclawcenter.com/
http://money.usnews.com/money/personal-finance/articles/2012/05/14/5-bankruptcy-myths-debunked

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Finance, Legal

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Average Credit Card Debt Drops to the Lowest Level Since it’s High in 2008

Average Credit Card Debt Drops to the Lowest Level Since it’s High in 2008

The first quarter of 2015 brought with it positive news about the state of consumer debt in America. The national credit card delinquency rate (the rate of borrowers 90 or more days past due) decreased to 1.37%.

Although that is great news for most consumers some cities in the U.S. are still struggling to recover from the recession. Miami, Atlanta and Houston are the top three cities with the highest delinquency rate percentages.

Credit card debt per borrow hit its peak in 2008 with an average of $6,276 of credit card debt per borrower. The first quarter of this year saw it drop to $5,142. During this period other consumer debts such as installment loans, payday loans and other short term financing has seen a steady decline.

Sources:
http://www.transunion.com/
https://swiftmoney.com/
https://en.wikipedia.org/wiki/Consumer_debt

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Finance

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Investing in Italy Luxury Real Estate

Investing in Italy Luxury Real Estate

Italy is known for its lush countryside, green fields and gently sloping hills, blue skies, and beautiful inlets. It is undoubtedly one of the most beautiful countries in Europe. With its rich cultural and artistic heritage and a pleasant climate, Italy has been a preferred location for construction of luxury real estate.

Investing in Italy Luxury Real Estate gives you access to some of the world’s best wines. Enjoying real Italian food, not from a box or jar is also another great reason. Italy has a sensual old-world charm and you will have plenty of museums and sightseeing to keep you busy.

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Real Estate

Facts You Need to Know about a Cape Town SEO Specialist

Facts You Need to Know about a Cape Town SEO Specialist

If you have long been searching for a service provider that will help level up the rankings of your business’ online page, you have probably seen a SEO special in Cape Town over the internet. Did you just say that you are clueless about this SEO expert? Perhaps, the reason why you have no idea about this organization is that you simply ignored it after a few seconds of glancing it on your computer screens. If you recalled yourself not minding about Cape Town SEO expert in you search for incredible SEO service providers, you have missed a lot. You really did. You could have placed your online page on the top spot. But do not worry. If you are reading this article, this is good news for you. You will be learning more about this highly professional SEO service provider that has a lot of promises for your SEO campaigns. Here are the facts you need to know about a SEO professional in Cape Town.

  • The best quality SEO works

    • A SEO specialist in Cape Town knows very well that quality should never be compromised with affordability. This is another thing you need to know about Cape Town SEO specialists. While the industry maintains SEO services that are low cost for the clients, a SEO professional in Cape Town also takes pride with the finest quality services—SEO services that are above any other competitors. If you are looking for the fittest keywords for you web content, you are sure to fine it with them. If you are aiming for powerful marketability of your site, you get it with a SEO service provider in Cape Town. The group consistently works so that sales of your online business will be obtained and maintained.

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    Local

    Why Are Authoritative Business Directories So Good for Businesses?

    Why Are Authoritative Business Directories So Good for Businesses?

    How Do I Use Authoritative Business Directories?

    Before you can know why this helps you, you should know how to use them. There are some tips for you on using authoritative business directories successfully:

    Claim Your Business

    Your first, and most important step, is to claim your business page on trusted authoritative business directories and other social media sites. Some of these sites include Groupon Pages, Yelp!, Google+ Business Page, and Facebook business page. A couple of other sites to consider are Foursquare and sites like the Chamber of Commerce and the Better Business Bureau. These are trusted sites with high Google PageRanks.

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    Finance

    4 Types of Couriers

    4 Types of Couriers

    The international courier company would be responsible for offering courier services, delivering packages from one country to another. The packages might be delivered by air or by sea, and this mostly depends on the budget of the company. The courier can be delivered the next day or it may take 5 to 7 days for delivering the package.
    Standard courier delivery services, don’t have a strict time restriction on delivering the package. They can be cost effective but your package can take 2 to 3 days to reach its destination.

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    Finance

    Americans Spend $34 Billion Annually on Alternative Medicine

    Americans Spend $34 Billion Annually on Alternative Medicine

    Acupuncturists, chiropractors and herbal supplements are just a few of the alternatives that many Americans are turning to according to nbcnews.com. The study shows that even during recessionary times people are still willing to spend their discretionary dollars on items like dietary supplements and essential oils.

    According to this site that reviews the best essential oil diffusers for their visitors, one can see how quickly the costs can add up. To view more products and costs involved with alternative medicine visit www.thehealthy.com

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    Health

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    Why Dental Implants?

    Why Dental Implants?

    Dental implants provide a strong foundation for replacement teeth and according to http://www.webmd.com/ the dental implant is simply a replacement of the tooth’s roots. This top rated dentist office in Fort Worth, TX, explains the process like this; “After being placed in the jawbone, osseointegration begins, a process where the fixtures fuse with the natural bone to create a permanent home for your implants”.

    Learn more about the costs and advantages of dental implants at http://fortworthtexasdentist.com/

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    Health, Local

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    Stem Cell Banking Cost & Discounts

    Stem Cell Banking Cost & Discounts

    Insurance gives a sense of security and so is the case with Cord Cell Banking of your child. Freezing stem cells of your child provide a kind of life insurance that is beneficial to your child, his sibling, parents and grandparents. Research in any field has taken a successful path with time. You shall never regret your decision to bank your child’s stem cells. For more info about stem cells check out this infograph.

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    Health

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    Career Outlook For Public Claims Adjusters

    Career Outlook For Public Claims Adjusters

    According to Salary.com, claims adjusters in Texas can expect to earn a median salary of $55,142. The education required to become an adjuster is either an associate’s degree in a related field or two to four years of experience in a closely related industry. More information what a public claims adjuster does can be found at http://claimsmate.com/

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    Insurance

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    Sell Your Home Fast: Nail the Price and Get Sufficient Exposure

    Sell Your Home Fast: Nail the Price and Get Sufficient Exposure

    The correct price and adequate exposure. That’s it. That’s all you need to sell a house.
    Let’s put it this way: if your Realtor is getting qualified buyers through the door, but you aren’t getting any offers, there is something wrong with your price. It’s that simple, says luxury real estate broker Scott Forman of Royal Palms Realty in Key West, Florida.

    The bottom line is this. Selling your home is as simple as setting the right price and getting qualified buyers to visit your property. More on this topic: http://royalpalmsrealty.com/price-and-exposure-the-two-most-important-factors-in-real-estate-sales/

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    Real Estate

    Scrambling to Refi Before Rates Go Up? Your Appraisal May Be a Key Factor.

    Scrambling to Refi Before Rates Go Up? Your Appraisal May Be a Key Factor.

    An appraiser usually just takes 30 minutes to 1 hour to come up with a home
    valuation, but it can take longer if your house is very large. Within this period,
    he or she will check the exterior of your home, take measurements and pictures,
    and walk through each room in your home. Here are some ideas from 7
    Sure-Fire Tips for Getting the Most out of your Home Appraisal    :

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    Real Estate

    The 6 Steps to Purchasing the Perfect Florida Keys Vacation Home

    The 6 Steps to Purchasing the Perfect Florida Keys Vacation Home

    Consulting with a real estate firm that also rents and manages properties can give you some inside information you might not get from a agency that only sells property. A rental management company can tell you how many beds/bedrooms you need, for example, says Lisa Joseph of Key Colony Beach Rentals. Your ideal retirement home may sleep only 4, but the most popular rentals sleep 6-8, on average.
    http://www.keysproperties.com/

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    Real Estate

    How a new Modafinil forum allows one online retailer to offer a win/win situation

    How a new Modafinil forum allows one online retailer to offer a win/win situation

    …In fact, a recent news article in the Guardian shows that a large proportion of university students in Britain are looking to smart drugs now more than ever in order to gain a mental edge over their classmates. While the debate rages about whether this approach to academics is fair, or just another form of competition, it is clear that ModUp’s forum has benefited due to the fact that it is one of very few Modafinil–related online forums where students can do their own research.
    …By allowing customers a place to discuss products and services, within a moderated environment, and with no heavy-handed selling or ulterior motives involved, they will feel more in touch with the company because they see firsthand how much effort is put in to ensure they are being taken care of through the Modafinil forum itself.

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    Health

    What to look for in an international courier service?

    What to look for in an international courier service?

    A business without a strong logistic’s partner is at risk, was the overwhelming message delivered to students at The University of Derby’s Derby Business School. As companies arise in the age where information technology drives many new businesses, each interaction with the customer matters. In the case of online businesses, logistics are now more important than ever since there is no physical interaction with the consumer until the product is delivered at their front door.
    David Jinks MILT, international courier, ParcelHero’ …

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    Local

    The Top 9 Terms that will increase your financial IQ

    The Top 9 Terms that will increase your financial IQ

    One important reason why people avoid investing on a personal level is that they feel intimidated by the terminology used to identify the wide range of investment opportunities that may be available to them. This list of the top 9 financial terms is designed to increase your financial IQ and prepare you to delve into the world of investing.

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    Finance

    Traditional vs Roth IRA

    Traditional vs Roth IRA

    Traditional vs Roth IRA

    While there are currently 11 different types of Individual Retirement Accounts (IRAs), there are two most investors are more familiar with than all the others, the Traditional IRA (T) and the Roth IRA (R). Each of these retirement accounts have similarities, but for the most part, they are vastly different. A quick review of these differences should help people make sure they are targeting the proper type of account.
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    Finance

    What is an IRA?

    What is an IRA?

    What is an IRA?

    It is dangerous for Americans to live with the belief that Social Security is sufficient to sustain them into retirement. The fact is that it won’t in most cases. Therefore, it is incumbent on all Americans to take a responsible approach to their own retirement by setting up a series of savings accounts and investments to help secure their future in retirement. The sooner this is done in life, the better their financial situation will be in later years.
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    Finance

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