The first quarter of 2015 brought with it positive news about the state of consumer debt in America.  The national credit card delinquency rate (the rate of borrowers 90 or more days past due) decreased to 1.37%.

Although that is great news for most consumers some cities in the U.S. are still struggling to recover from the recession. Miami, Atlanta and Houston are the top three cities with the highest delinquency rate percentages.

Credit card debt per borrow hit its peak in ...